A man in rubber boots sits on a stool reading a tablet outside a wooden barn. Two cows stand nearby beside a wheelbarrow.

Personal Checking

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eChoice

  • Non-interest-bearing account.
  • No monthly service charge.
  • Minimum balance to open is $100.00.
  • ATM/Debit card available for a small maintenance fee per month.
  • Up to 6 withdrawals/checks can be written monthly, $0.50 per item after.

Regular Checking

  • Non-interest-bearing account
  • Monthly maintenance fee unless a daily balance of $500.00 is maintained.
  • Minimum balance to open is $100.00.
  • ATM/Debit card available for a small maintenance fee per month.

eStatement Checking

  • Non-interest-bearing account.
  • At least $500.00 in the account at all times during the month to avoid the monthly service charge.
  • Minimum balance to open is $100.00.
  • ATM/Debit card available for a small maintenance fee per month.
  • Must opt in for eStatements in order to get this service.

Student

  • Non-interest-bearing account.
  • Minimum balance to open is $100.00.
  • ATM/Debit card available for a small maintenance fee per month.
  • No monthly service charge.

Senior Citizen

  • Non-interest-bearing account.
  • Minimum balance to open is $100.00.
  • ATM/Debit card available for a small maintenance fee per month.
  • No monthly service charge.

Super NOW

  • A minimum balance of $1,500.00 is required to open.
  • Interest-bearing account.
  • Limitations and fees apply to these accounts.

Hi-Fi

  • A minimum balance of $2,500.00 is required to open.
  • Interest-bearing account.
  • Limitations and fees apply to these accounts.

Bank Check Club

  • Minimum balance to open is $100.00.
  • Non-interest-bearing account, with a $12.00 maintenance charge.
  • ATM/Debit card available for a small maintenance fee per month.
  • Please ask an Account Representative for more details.
  • Complimentary Bank Check Club Checks
  • Complimentary Cashiers CKs $500.00 and Above
  • Up to $20,000 Accidental Death and Dismemberment Insurance
  • Identity theft monitoring and resolution services
  • Cellular Telephone Protection
  • Debit Advantage® – Buyer’s Protection and Extended Warranty
  • Health Discount Savings (This is NOT insurance)
  • $hopping RewardsTM (Available online only)
  • Travel and Leisure Discounts (Available online only)
  • VIP Concierge Service
  • Roadside Assistance Expense Reimbursement

Compare Personal Checking Accounts

Product eChoice Regular Checking Student Senior Citizen Bank Check Club eStatements Super NOW Hi-Fi
Minimum to Open$100$100$100$100$100$100$1,500$2,500
Interest BearingNoNoNoNoNoNoYesYes
Monthly FeeNoneYesNoneNoneYesYesYesYes
ATM/Debit Card AvailableYesYesYesYesYesYesNoNo